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HDFC ERGO General Insurance Company
Headquartered in Mumbai, India, HDFC ERGO General Insurance Company Limited is a joint venture between HDFC Ltd. and ERGO International AG, a Germany based company. ERGO is a part of the Munich Re Group that stands among the largest insurance companies of the world with an asset share of over Rs. 9,00,000 crores. HDFC Ltd. holds 74 per cent stake in the insurance venture, while the balance 26 per cent lies in the hands of ERGO. Founded in the year 2002, HDFC ERGO General Insurance Company operates in 89 Indian cities with over 109 branches and 1,900 staff members across the country.
== Holdings ==
HDFC ERGO General Insurance Company Limited is one of the prominent subsidiaries of HDFC Ltd. After joining hands with ERGO International AG, the company has expanded its services into an array of insurance segments and accounts for 47 per cent of the total business revenue earned by HDFC Ltd. Over the years, the company’s overall market share has grown from 1.1 per cent in FY 2008-09 to 4 per cent in FY 2013-14.
== Current Financial Status ==
The fourth largest general insurance company in the private sector, HDFC ERGO General Insurance Company Limited has attained a Gross Written Premium (GWP) of 3,257 crores, Net Written Premium (NWP) of Rs. 1,778.4 and has maintained its market share of 4 per cent at the end of the financial year of 2104-15, registering a growth rate of 9.5 per cent. The company sold over 4.2 million policies through its 108 branches and various channel partners. The regulatory solvency ratio for HDFC ERGO General Insurance Company Limited remains comfortable at 1.67 times as on September 30, 2011.
抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』
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